Andy Carlton Director of Underwriting
Andrew is an experienced real estate developer and lender. Starting his career in Florida in 1972, he became an unlimited general contractor in Florida, South Carolina, and North Carolina, successfully completing millions of dollars in real estate projects. Andrew advanced his career when he established a processing company for mortgage modifications, debt settlement and credit repair. This company reached the pinnacle of success during the financial crisis of 2008 and dealt with exclusive divisions of Chase, Wells Fargo and Bank of America on over 16,000 modifications. Andrew is highly experienced at underwriting and structuring equity positions for real estate investors.
Education: B.B.A. Finance and Personnel Management, Hofstra University.
At Goldleaf, we don’t just help you close — we help you grow. By reducing your cash-to-close by 50%, our capital helps you unlock higher leverage and stronger returns. Most borrowers see a 50%+ increase in ROI, allowing you to scale faster and build wealth with every deal.
Christian Sadowski
Managing Partner, COO, Goldleaf Management